Your Retirement. Your Money. Your Future.

PROTECT WHAT YOU’VE BUILT. PLAN FOR WHAT’S NEXT.

You’ve worked hard to build your savings. Now it’s time to make sure your money works for you.

Annuities can help protect your retirement savings, create a dependable income stream, and provide greater financial confidence as you move into the next chapter of life.

At Solstice Financial, we help you explore retirement income solutions designed around your goals, timeline, and financial needs.


INPUTS

PREMIUM$250,000
HORIZON20 years
FIA CAP RATE8.0%

COMPARE AGAINST

CD rate5.00%
Treasury rate4.00%
FIXED INDEX ANNUITY · 20 YEARS
$778,928
+212% growth · 0% floor every year

GROWTH · 2005-2024

Methodology. FIA line: each year credits min(cap, max(0, sp_return)) against actual S&P 500 annual total returns – 0% floor in down years, capped upside in positive years (annual point-to-point cap method). CD and Treasury compound flat at the chosen rates. All lines start from the same premium.

Data. S&P 500 returns are total returns (with dividends reinvested), sourced from Wikipedia / S&P Dow Jones Indices, cross-verified with The Motley Fool (1995-present). Last verified 2026-05-19.

Simplification. Real FIA contracts typically credit against the S&P 500 price index (no dividends), so a real product at the same cap would credit somewhat less than shown here. Illustrative only – your actual FIA contract terms will differ.