YOUR GUIDE TO GETTING STARTED IN INSURANCE SALES

Interested in building a career in life insurance? Getting licensed is your first step, and the process is more straightforward than you might think.

At Solstice Financial, we believe everyone deserves the opportunity to build a rewarding career. Here’s what you need to know to get started.

4 Steps to Becoming a Licensed Life Insurance Agent

01 — Complete Your Pre-Licensing Education

Michigan requires 20 hours of approved pre-licensing education for a Life Insurance Producer license.

You can complete the required education through an approved classroom or self-study provider, giving you flexibility to learn at your own pace.

02 — Pass Your State Licensing Exam

After completing your coursework, you’ll take the Michigan Life Insurance Producer Exam through PSI.

Study your course materials, take practice exams, and schedule your test when you feel prepared.

Michigan currently requires insurance licensing exams to be taken in person at an authorized testing center.

Schedule your licensing exam

03 — Submit Your License Application

Michigan uses the National Insurance Producer Registry (NIPR) for online license applications.

The standard resident producer application costs:

  • $10 license application fee
  • $5 electronic transaction fee

You’ll also answer background questions as part of the state’s review.

04 — Start Building Your Career

Once you’ve met the licensing requirements and your license has been issued, you’re ready for the next step.

At Solstice Financial, we’re focused on helping agents develop their skills, learn from experienced professionals, and build long-term careers through training, mentorship, and support.

Before selling, you’ll also need any applicable insurer appointments and agency onboarding.


You Don’t Have to Figure It Out Alone.

YOUR FUTURE IN INSURANCE STARTS HERE.

Whether you’re exploring the insurance industry for the first time or already working toward your license, Solstice Financial is a place to explore your next opportunity.

Connect with our team to learn about our career opportunities, training, and what it takes to get started.

Licensing requirements and costs are subject to change. Always confirm current information with the Michigan Department of Insurance and Financial Services (DIFS).

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